How much is the conveyance tax on a typical Waterford home sale?

On Waterford's median single-family or condominium sale of $398,500, the state and town conveyance tax comes to $3,985: $2,989 to the state and $996 to the town.

What do homes sell for in Waterford, CT?

The median arm's-length single-family or condominium sale in Waterford was $398,500 between October 2024 to September 2025. The middle half of sales fell between $330,000 and $480,000.

Who pays the conveyance tax when a home sells in Waterford?

In most Connecticut residential sales the seller pays both the state and the municipal conveyance tax, unless an exemption, a special rule or a contract term says otherwise.

Waterford CT Conveyance Tax & Home Prices

Municipal rate: 0.25%
Median home sale: $398,500
Conveyance tax at the median: $3,985
Home sales, 2024–25: 242

What Waterford charges

Waterford charges the base municipal conveyance tax of 0.25% of the sale price, the rate most Connecticut towns charge.

The state adds its own tax on top. For a home or condominium it is 0.75% of the first $800,000 of the price, 1.25% of the portion from $800,000 to $2,500,000, and 2.25% of anything above that — see how the brackets work. In most Connecticut residential sales the seller pays both, unless an exemption or a contract term says otherwise; see who pays the conveyance tax.

On Waterford’s median home sale of $398,500, that is $2,989 to the state and $996 to the town, or $3,985 in all.

Home sale prices in Waterford

242 single-family homes and condominiums sold at arm's length in Waterford between October 2024 to September 2025. The median was $398,500, and the middle half of sales fell between $330,000 and $480,000.

Type	Sales	Median
Single-family	202	$412,500
Condominium	40	$329,950

The median moved from $215,000 in the 2015 list year to $398,500 in 2024, a change of +85 percent.

Median single-family and condominium sale, Waterford, by list year (a list year runs October to September). Arm’s-length sales only. A break in the line is a year the town reported no sales to the state, usually its revaluation year. Source: Connecticut Office of Policy and Management sales data.

13 of the 2024–25 sales were priced above $800,000, where the state rate on the portion above rises to 1.25%.

Conveyance tax paid in Waterford

Run sale by sale at today’s rates, Waterford’s 2024–25 home sales carried an estimated $1,076,716 in conveyance tax: $812,446 to the state and $264,270 to the town. That ranks 56 of the state’s 169 towns. The town-by-town study has every town and how the estimate is built.

Nearby towns

Town	Municipal rate	Median sale	Tax at median
East Lyme	0.25%	$496,250	$4,963
Groton	0.25%	$375,000	$3,750
Ledyard	0.25%	$400,500	$4,005
Montville	0.25%	$340,000	$3,400
New London	0.50%	$275,000	$3,438

Waterford in dark green, the towns next to it in light green. Every town on the map opens its own page. Boundaries: U.S. Census Bureau 2023 cartographic boundary file, public domain.

Common questions

What is the conveyance tax in Waterford, CT?: Waterford charges the base municipal conveyance tax of 0.25% of the sale price, the rate most Connecticut towns charge. The state adds its own tax on top: for a home or condominium, 0.75% of the first $800,000 of the price, 1.25% of the portion from $800,000 to $2,500,000, and 2.25% above that.
How much is the conveyance tax on a typical Waterford home sale?: On Waterford's median single-family or condominium sale of $398,500, the state and town conveyance tax comes to $3,985: $2,989 to the state and $996 to the town.
What do homes sell for in Waterford, CT?: The median arm's-length single-family or condominium sale in Waterford was $398,500 between October 2024 to September 2025. The middle half of sales fell between $330,000 and $480,000.
Who pays the conveyance tax when a home sells in Waterford?: In most Connecticut residential sales the seller pays both the state and the municipal conveyance tax, unless an exemption, a special rule or a contract term says otherwise.

Sources

Primary sourceReal Estate Sales 2001-2024 GLConnecticut Office of Policy and Management, via data.ct.gov
Primary sourceReal Estate Conveyance TaxConnecticut General Assembly, Office of Legislative Research
Primary sourceConnecticut General Statutes § 12-494, Imposition of tax on conveyances of real propertyConnecticut General Assembly

Sale prices are single-family and condominium sales with no assessor non-use code, which leaves out family transfers, foreclosures and other sales that are not at a market price. Tax figures apply today’s rates. Data last updated by the state on 2026-08-12.

General information about Connecticut real estate transactions, not legal advice. Every transaction is different.